Appraisal – How You Can Avoid A Low Real Estate Appraisal. – What causes a low appraisal. Short appraisals are common in declining housing markets because the lack of recent comparable home sales in the area, or “comps,” make it hard for appraisers to determine the current market value of a property. When home sales slow down, good comps “age” quickly.
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BayOne Appraisal Services – Real Estate Terminology – Mortgage Insurance A policy that insures the lender against the borrower on a loan. Most lenders generally require insurance when borrowing more than 80% of the property value. Mortgage Life Insurance A type of term life insurance often bought by mortgagors. The amount of coverage decreases as the principal balance declines.
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Macro And Micro Factors That Make The Property Market Tick – By having a good grasp of how macro and micro factors make properties tick, you will have a better idea of what types of property investments suits you most and meets your investment criteria. If we are to put it bluntly, demand and supply is the underlying determinant that affects property values.
What is a Mortgage Servicing Right (MSR)? – MIAC Analytics – By definition a Mortgage Servicing Right, herein referred to as MSR(s), is a contractual agreement where the right, or rights, to service an existing mortgage are sold by the original lender to another party who, for a fee, performs the various functions required to service mortgages.
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